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In the second quarter of 2012, fixed-rate loans accounted for more than 95 percent of refinance loans, based on the recently released Freddie Mac (OTC: FMCC) Quarterly Product Transition Report. Refinancing borrowers clearly preferred fixed-rate loans, regardless of whether their original loan was an adjustable-rate mortgage (ARM) or a fixed-rate. Of borrowers who refinanced during [...]
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Source: http://www.inver-grove-heights-real-estate.com/blog/more-than-95-percent-of-refinancing-borrowers-choose-fixed-rate-mortgages/

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