But typically electrical, HVAC and plumbing require an inspection. This work is supposed to be inspected before sheet covers the walls. So if they either failed to get permits or didn't complete the inspection process, it may be necessary to open up walls to check the work. Obviously this can get expensive.
Source: http://www.zillow.com/advice-thread/buying-a-house-seller-renovated-basement-without-permits/494861/
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